新華社北京8月17日電 今年以來增長近4倍，半月飆昇50%，到底是何種『投資品』有如此誘人的增長率？近年來，我國比特幣交易活躍，價格漲多落少，並從年初的一枚1000美元左右一路飆昇至4000美元。隨著比特幣正在成為部分投資者的套利工具，風險逐漸蔓延至金融領域。
The Xinhua Society’s Beijing electricity on August 17 has grown nearly fourfold this year, and half a month, 50%, and what kind of ‘investment’ has so temptingly increased? In recent years, our country has been trading bitcoins, with much price hikes, and has gone from about $1,000 to $4,000 since the beginning of the year. As Bitcoins are becoming a arbitrage tool for some investors, the risk has gradually spread to the financial domain.
7%的持有量卻佔全球交易量的8成投機心理推高比特幣風險
7% of holdings account for 80% of global transactions, putting bitcoins at risk
8月以來，國內比特幣價格持續攀昇。根據國內幾家比特幣交易平臺的數據顯示，8月初，一枚比特幣的價格在18000元人民幣附近，半個月後，比特幣價格已昇至28000元附近，甚至一度超過29000元，漲幅超過50%。
The price of the national currency has risen steadily since August. According to data from several Bitcoin trading platforms in the country, at the beginning of August, a bitcoin price was close to 18,000 yuan, and half a month later, bitcoin prices reached 28,000 yuan, or even more than 29,000 yuan, up by more than 50 per cent.
隨著比特幣價格的不斷攀昇，國內比特幣的投資者也越來越多。根據國內比特幣交易平臺數據統計，目前國內交易平臺客戶資金餘額已高達數十億元人民幣，資產規模大於零的投資者超百萬人。
As the price of Bitcoins continues to rise, so does the number of investors in the national bitcoins. According to the country’s domestic bitcoin trading counter statistics, the balance of countertrade clients is now billions of yuan, with more than a million investors with a capital size greater than zero.
北京郵電大學教授楊義先表示，國內80%以上的比特幣投資者為了追求短期盈利，只有不到14%的用戶打算長期持有。『比特幣的發展逐漸失去了其作為虛擬商品的特性，轉而成為投資者追求短期利益的手段，被投資者用來交易以賺取買賣差價。』
Professor Yang Yi, at Beijing Postal University, said that less than 14% of the country’s capital investors were planning to hold them for long periods of time in pursuit of short-term profits. “The development of the bitcoins is losing its identity as a virtual commodity, turning into a means for investors to pursue short-term benefits, and is being traded by investors to earn a price difference.”
『在中國，比特幣的持有量僅佔全球總量的7%，但成交量卻是國外的數倍，交易量佔全球的八成以上，如此高的換手率凸顯出部分人的投機心理。』中國社科院支付清算中心特約研究員趙鷂表示，比特幣市場容量較小，沒有漲跌幅限制，兌換價格容易被投機分子控制，價格暴漲暴跌引發的投機風險不容忽視。
‘In China, Bitcoins hold only 7% of the global total, but they are many times more than overseas, with transactions accounting for more than 80% of the world’s total, and such a high rate of turnover highlights the investment mentality of some of the people.’ Chinese Social Affairs Institute’s pay-for-custody Center Special Fellows say that the Bitcoins market is small, has no upward limit, the price swaps are easily controlled by the investors, and the risk of a drop in prices cannot be ignored.
目前，比特幣的快速發展已引起國際上的高度關注，各國陸續出臺立場和監管措施。2013年中國人民銀行等五部委發布《關於防范比特幣風險的通知》，將比特幣定義為一種特定的虛擬商品，並要求各金融機構和支付機構不得接受比特幣或以比特幣作為支付結算工具，不得開展比特幣與人民幣及外幣的兌換服務等。
At present, the rapid development of the bitcoins has attracted high international attention, and countries have continued to build up their positions and control measures. In 2013, five ministries, including the People’s Bank of China, issued a Circular on Protection against Bitcoins Risks, defining the bitcoins as a specific virtual commodity, and requiring financial and payment institutions to refrain from accepting bitcoins or using bitcoins as a means of accounting, and from offering bitcoins and renminbi and foreign currency swaps, among other things.
比特幣交易平臺亂象叢生風險逐漸向金融領域滲透
the Bitcoat trading platform is becoming a risk to the financial domain
比特幣因其可匿名、不受國界限制、不易追蹤等特性，往往被不法分子利用，成為洗錢、傳銷、走私等違法犯罪活動的工具。隨著近幾年比特幣交易平臺發展風生水起，比特幣的風險產生了新變化，正逐步向金融領域傳遞。
Bitcoins, because of their anonymity, freedom from national restrictions, and lack of easy tracing, are often used by outlaws as tools for money-laundering, distribution, smuggling, and other criminal activities. With the development of the Bitcoins trading platform in recent years, the risks of bitcoins have changed and are gradually passing to the financial domain.
『部分比特幣交易平臺將比特幣包裝成一種「一本萬利」的投資品，吸引投資者湧向交易平臺，其中不乏私募基金等金融機構。』趙鷂介紹，通過金融機構之間的業務交叉滲透，比特幣風險容易蔓延至金融領域。
"Part of the Bitcoin trading platform packaged bitcoins into a "one-size-fits-all" investment package that attracts investors to the trading table, including financial institutions such as private fund-raising.” The introduction is that, through cross-border business between financial institutions, bitcoins risk can easily spread to the financial domain.
同時，不少交易平臺慫恿會員參與高杠杆的期貨交易，自己坐莊暗中操縱市場，虛假交易，令投資人的資產權益難以保障。
At the same time, many trading platform members are involved in highly leveraged futures trading, operating the market on their own and making false transactions that make it difficult for investors to secure their property rights.
人民銀行透露，今年年初，人民銀行多次對比特幣交易平臺開展現場檢查發現，北京的部分平臺未經批准擅自開展融資業務、未充分履行反洗錢義務，火幣網曾因涉嫌市場操縱而被投資者起訴至法院；BTC100存在虛增其平臺比特幣交易規模的情況。
According to the People's Bank, at the beginning of this year, the People's Bank opened several field visits to the Bitcoin trading platform and found that part of the Beijing platform had not been authorized to open its own investment business and had not fully complied with its anti-money laundering obligations, that the fire money network had been sued in court by investors suspected of market manipulation; and that BTC100 had inflated its flat currency trading pattern.
此外，目前國內比特幣平臺高達數十億元的客戶資金缺乏第三方存管，客戶資金面臨『跑路』風險。近期，央行在對北京地區主要交易平臺的現場檢查中發現，火幣網和OKCoin幣行均利用投資者充值形成的沈淀資金購買理財產品，合計約10億元人民幣。
Moreover, there is currently a lack of third-party custody of billions of dollars in customer funds in the country’s domestic currency stands, and clients’ funds are exposed to the risk of ‘runway’. Recently, the Central Bank, in a live inspection of the main trading platforms in Beijing, found that both the Fire Money Network and the OKCoin Bank used investors’ worth of funds to purchase deposits, amounting to about RMB 1 billion.
人民銀行北京營管部貨幣信貸處相關人士介紹，一些比特幣交易平臺能夠掌握投資者的轉賬、支付密鑰和口令，一旦平臺經營者決定跑路，瞬間可將大量比特幣轉移至其他地址，平臺經營主體挪用甚至侵吞客戶比特幣資產沒有技術障礙，風險較大。
The People's Bank's Beijing Department's Money Credit Department has introduced that some of the Bitcoin trading platforms have access to investors' transfers, payment keys and passwords, that once they decide to run, they can immediately transfer large amounts of bitcoins to other addresses, and that there are no technical barriers and risks associated with misappropriation or even misappropriation of the customer's Bitcoin assets.
注册有任何问题请添加 微信：MVIP619 拉你进入群
打开微信扫一扫
添加客服
进入交流群
发表评论