ethg币的价值？(币圈最新消息)

“这段时间1年期美元定期存款利率最高能到5.2%，目前基本在4.7%左右，稍微有所回调，2000美元就可购买。”农业银行北京地区某理财经理表示。随着美联储不断加息，美元定期存款利率持续走高，今年以来多家银行已上调至5%以上。虽近期受硅谷银行等风险因素影响美元存款利率有所回落，但也稳居4%以上。在高收益的背后，专家提示，虽然定期产品可提前锁定收益，但投资者仍需充分考虑汇率波动和换汇成本带来的收益折损。(中证网)原文链接

“A maximum interest rate of 5.2 per cent for a one-year period of fixed-term United States dollar deposits is currently around 4.7 per cent, with a modest return of US$ 2,000 available for purchase.” The Agricultural Bank’s finance manager in Beijing indicated that, as the Fed continued to raise interest rates, the US dollar fixed-term deposit rates continued to rise, and several banks have been raised to over 5 per cent since the year. While recent declines in interest rates on dollar deposits have been influenced by risk factors such as Silicon Valley Bank, they are also stable at more than 4 per cent. Behind the high returns, experts suggest that, while periodic products can be locked in advance, investors still need to take full account of the loss of earnings from exchange rate fluctuations and exchange costs.

上交所向东方材料下发监管工作函，就公司非公开发行事项提出监管要求

Submission of a regulatory letter to Orient material requesting regulatory requirements in relation to the non-public distribution of companies

ethg币的价值？(币圈最新消息)

币圈知识百科：

区块链数字藏品与传统数字作品的比较

Comparison of

(1)版权登记成本：传统版权登记需要花费上千元，人工流程长，时间成本高。区块链技术标记了作品的所有者和唯一性，基于区块链上信息不可篡改的特性，能实现线上作品权属的存证确权，降低作品确权成本。

(1) Copyright registration costs: Traditional copyright registration costs thousands of dollars, a long manual process and a high time cost.

(2)所有权追溯成本：传统数字作品的所有权非公开可查，追溯成本高。区块链上的信息不可篡改、公开透明、可追溯，让藏品的所有权信息更便于查询、更可信。

(2) The retroactive cost of ownership: the ownership of traditional digital works is undisclosed and costly. The information on the block chain is not tampered with, is open and transparent, and is retraceable, making the information on ownership of the collection more accessible and credible.

(3)侵权成本：传统数字作品无唯一性标记，容易被无限量复制，侵权成本较低。区块链数字藏品标记了数字作品唯一性，代码层面上限制了它的可复制性。

(iii) Tort cost: Traditional digital works are not uniquely marked, are easily reproduced in unlimited quantities, and tort costs are lower.

(4)创作者收益保障：传统数字作品原创作品一经售卖，未来它发生的商业收益难以追溯到作者进行分润，作者权益难得到保障。区块链数字藏品通过区块链和智能合约的技术，可以记录作品未来的流向，创作者保留版权的同时，还能从作品转卖中获得分成。

(4) The creator’s benefits are guaranteed: once the original creation of a traditional digital work is sold, it is difficult to trace future commercial gains to the author and the author’s interests are safeguarded.

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传统无抵押贷款

Traditional Mortgage Without Mortgage

无抵押贷款是指借款人不需要任何抵押物的贷款。换句话说，你不还贷款，贷款人并没有约定可以拥有的资产。例如，假设你想要一条3000美元的金链子，上面挂着"币安"的标志。你现在没有现金，得等你下周拿到工资。

A non-collateral loan is a loan in which the borrower does not need any collateral. In other words, if you don’t pay the loan, the lender does not agree on the assets that you can own. For example, assuming you want a 3,000-dollar gold chain with a sign of currency. You don’t have any cash now, you have to wait until you get your salary next week.

你跟你的朋友鲍勃说吧。你向他解释你有多想这条链子，他就同意借钱给你。当然条件是，你的工资一到手就还他。

You tell your friend Bob. You explain to him how much you want this chain, and he agrees to lend you the money. On condition, of course, that you pay him back as soon as you get your salary.

鲍勃是你的好朋友，所以他借给你3000块钱的时候，并没有收取手续费，但不是每个人都会这么好心。但是，话说回来，他们为什么会这么做?鲍勃相信你会还他钱的，但另一个人可能不认识你，所以他们不知道你会不会拿着他们的钱跑掉。

Bob was a good friend of yours, so when he lent you $3,000, he didn't charge you a fee, but not everyone would be so kind. But then again, why would they do that? Bob believed you'd pay him back, but the other guy might not know you, so they don't know if you'd run away with their money.

一般来说，机构的无抵押贷款都需要进行一定的信用调查。他们会看你的记录(信用分数)来衡量你的还款能力。如果他们看到你贷了好几笔款，并且按时还款了，可能会觉得你挺靠谱的。并借给你一些钱。

In general, an institution’s non-collateral lending requires a credit check. They'll look at your records (credit scores) to measure your ability to repay. If they see that you've loaned a number of moneys and paid them on time, they may find you very reliable.

这时，机构给你借钱，但它是有附加条件的，这些就是的利率。要想现在借到钱，就得接受以后要还更多的钱。

At that point, the institution lends you money, but it's conditional, and these are the interest rates. To borrow money now, you have to accept that more money will be paid later.

如果你使用过信用卡的话，可能对这种模式很熟悉。如果你在特定期限内没有支付账单，你将支付额外的利息，直到你偿还全部余额(和额外费用)。

If you have used a credit card, you may be familiar with this pattern. If you do not pay the bill within a certain period of time, you will pay extra interest until you repay the full balance (and extra costs).

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currency-relevant information:

币圈揭秘：有1000个用户交易所就能盈亏平衡！

Currency Circle Discovery: 1,000 user exchanges make a balance!