火币网USDT是什么？在火币网买卖usdt合法吗？

泰达币(USDT)是Tether公司推出的基于稳定价值货币美元(USD)的代币TetherUSD(下称USDT)，1USDT=1美元，用户可以随时使用USDT与USD进行1:1兑换。Tether公司严格遵守1：1的准备金保证，即每发行1个USDT代币，其银行账户都会有1美元的资金保障。用户可以在Tether平台进行资金查询，以保障透明度。

Tedarco (USDT) is TetherUSD (hereinafter USDT), a proxy introduced by Tether based on a stable value currency, the United States dollar (USD), and 1USDT = US$1. Users can use the USDT for 1:1 conversions at any time. Tether strictly adheres to the 1:1 reserve guarantee that each issue of a USDT currency will have a $1 guarantee in its bank account. Users can access the funds on the Tether platform to ensure transparency.

泰达币是一种将加密货币与法定货币美元挂钩的虚拟货币。每一枚泰达币都会象征性的与政府支持的法定货币关联。泰达币是一种保存在外汇储备账户、获得法定货币支持的虚拟货币。该种方式可以有效的防止加密货币出现价格大幅波动，基本上一个泰达币价值就等1美元，而火币网USDT的作用如下：

Tedar is a virtual currency that pegs an encrypted currency to a statutory dollar. Every tadar is symbolically linked to a government-backed legal currency. Tedar is a virtual currency that is kept in foreign exchange reserve accounts and is supported by a statutory currency.

1. 规避整体下跌风险

1. Avoiding the risk of overall decline

币币交易中，常见3种情况，以LTC/BTC交易为例：

In currency transactions, three cases are common, for example, LTC/BTC transactions:

用BTC买入LTC后，BTC和LTC都在涨，你享受两份收益;

After buying LTC with BTC, BTC and LTC are on the rise and you enjoy two benefits;

用BTC买入LTC后，BTC和LTC一个涨一个跌，你的收益取决于两个币种的涨跌幅，那个更大。只有任何一个的涨幅大于另一个的跌幅，就赚。反正，就亏。涨跌幅相等，则不赚不赔;

When BTC buys LTC, BTC and LTC go up and down one by one, depending on the increase and drop in two currencies, which is larger. Only one increase is greater than the other, and the profit is greater. On the contrary, the loss is the loss. The increase and fall is equal, and the gain is no loss.

用BTC买入LTC后，极端行情，两个币种都在跌，你需要承受两份亏损。这往往是最让人糟心的。

When you buy LTC in BTC, you fall in both currencies, and you have to suffer two losses. That's often the worst.

但是有了 USDT，是当币价下跌时，可以立刻把币换成 USDT，从而保证你的资产不缩水。

But with the USDT, when the currency falls, it can be replaced with the USDT immediately, thus ensuring that your assets do not shrink.

2.反向操作 数字货币提现

2. Reverse operations Digital currency withdrawals

充值很简单，USDT公司称投资者可以通过SWIFT电汇美元至Tether公司的银行帐户，或通过Bitfinex交易所换取USDT。

The charging value was simple, and USDT stated that investors could wire the United States dollar through SWIFT to Tether's bank account or exchange USDT through the Bitfinex exchange.

如果你获利颇丰，想要提现，可以先把手中的币兑换为USDT，然后通过 Tether 公司或其它平台，兑换为美元。这里你可以发现，如果你完成USDT公司的认证，在其它不需要认证的币币交易平台就可以直接进行交易了，不需要再次认证其它平台。

If you are profitable and want to cash it, you can exchange the currency in your hand to USDT and then to the dollar through Tether or other platforms. Here you can see that if you complete the USDT certification, you can deal directly with other currency trading platforms that do not require certification, and no other platforms need to be certified again.

不过提现流程也不是那么容易。你可以通过 Tether 公司，把手中的 USDT 还给 Tether 公司。Tether 公司销毁收到的 USDT ，发放等值的美元给用户。需要提醒的是，不管是通过电汇美元至 Tether 公司提供的银行帐户以购买 USDT ，还是将 USDT 换回成美元，都是需要完成账户验证的。据了解 Tether 的 KYC 比较难通过，兑换手续费约为5%。

But the current process is not that easy. You can return the USDT in your hand to Tether through Tether. Tether destroys the USDT received and distributes the equivalent dollar to the user. It is important to recall that whether to transfer the dollar to a bank account provided by Tether to buy the USDT or to convert the USDT back to the dollar, it is necessary to complete the validation of the account.

另外还可以通过交易平台如 kraken将 USDT 兑换美元。在 Kraken 平台，选择 USDT / USD 交易对，就可以将 USDT 换成美元。

It is also possible to convert USDT to United States dollars through trading platforms such as kraken. On Kraken platforms, selecting USDT/USD transaction pairs allows USDT to be converted to United States dollars.

不算违法，但存在法律风险。

It is not illegal, but there is a legal risk.

2017年9月，在央行联合七部委发出《关于代币融资风险公告》，明确禁止人民币和数字货币的交易以及禁止ICO(Initial Coin Offering的缩写，意即首次公开募集数字货币)发行。

In September 2017, a Declaration on Risks in the Financing of Currency was issued in seven ministries and departments of the Central Bank, explicitly prohibiting transactions in the renminbi and digital currency, as well as the issuance of the ICO (Initial Coin Offering, meaning the first public collection of digital currency).

法院提醒，虚拟货币的投资交易不受法律保护，投资者要保持清醒理性。虚拟货币不是货币当局发行，不具有代偿性和强制性等货币属性，不具有与货币等同的法律地位，不能作为货币在市场上流通使用。

The court cautioned that investment transactions in virtual currencies are not protected by law, and investors need to remain sober and rational. Virtual currencies are not issued by monetary authorities, do not have compensatory and mandatory monetary attributes, do not have legal status equivalent to that of currencies, and cannot be used as currencies in the market.