破5万元 比特币疯涨的背后
在芝加哥商业交易所宣布拟上线比特币期货后，比特币价格迎来出现一波暴涨行情。11月2日，据金色财经比特币行情显示，国际已有多家比特币交易平台人民币报价突破5万元/个，美元价格也突破7000美元大关。在比特币价格疯涨的同时，国内比特币交易平台基于海外交易平台，面向全球法币推出点对点的场外交易服务，投资者蠢蠢欲动。在分析人士看来，场外交易对手双方匿名性强，交易支付渠道众多，可能存在欺诈交易隐患。
On November 2, the price of bitcoin surged after Chicago Business Exchange announced the proposed front line of bitcoin futures. On November 2, the price of the Democratic People’s Republic of Korea, an international platform with several bitcoin trading platforms, rose by 50,000 yuan per dollar, and the price of the United States dollar by 7,000 dollars. At the same time, the domestic bitcoin trading platform was based on overseas trading platforms, offering point-to-point off-site trading services to the global French currency, and investors were so stupid that, according to analysts, foreign rivals were more anonymous, trading channels were numerous, and there was a risk of fraudulent transactions.
比特币价格疯涨
Bitcoin prices skyrocketed
国内交易平台赴海外
domestic trading platform overseas
11月2日19时，据金色财经行情显示，国际上已有多家比特币交易平台人民币报价突破5万元/个。美元方面，据bitfinex、CoinDesk等平台价格指数显示，比特币价格已经突破7000美元大关，日内最大涨幅超过10%。在分析人士看来，比特币价格的疯涨与芝加哥商业交易所计划上线比特币期货有较大关系。
At 1900 hours on 2 November, according to the gold industry, there were several Bitcoin trading platforms offering over 50,000 yuan. In the United States dollar, the price of Bitfinex, CoinDesk, and other platform price indices showed that Bitcoin had crossed the $7,000 mark, with a maximum increase of more than 10% in the day.
此前，有消息称，世界最大期货交易所芝加哥商业交易所计划在今年第四季度推出比特币期货。随后，比特币价格升至6330美元/个，创下历史最高记录。11月2日上午9时，据CoinDesk比特币价格指数显示，比特币价格突破6800美元大关，攀升至6832美元/个。当日晚间，价格更突破7000美元关口。
Previously, there were reports that the world’s largest futures exchange, Chicago Business Exchange, planned to launch Bitcoin futures in the fourth quarter of this year. Then, Bitcoin prices rose to $6330 per year, the highest ever. At 9 a.m. on 2 November, according to the CoinDesk Bitcoin Price Index, Bitcoin prices crossed the $6,800 mark and climbed to $6832 per year.
国内方面，10月31日，国内比特币交易平台已完成清退。但完成清退，并不代表网站就此关闭。此前，比特币交易平台火币网、OKCoin（币行）公告显示，两家均已采取措施，一方面保存原域名，提供区块链技术服务，另一方面，也出海寻找新的出路。
On the domestic front, on 31 October, the domestic Bitcoin trading platform was cleared. However, the completion of the repatriation did not mean that the website was closed.
其中，币行发布的公告称，币行将逐步转型为区块链技术应用和开发公司，服务广大的中国客户，促进区块链技术在中国的发展，同时启用新域名。另外，币行通过投资、合作等方式拿到了世界多国数字资产交易的牌照，将进军海外市场。同时，火币网创始人李林也表示，目前，火币在全球范围内已开展火币全球专业站、火币韩国、火币全球美元站、火币钱包、火币中国等业务。据介绍，火币中国将全面转型成为区块链垂直领域的专业综合资讯及研究服务平台，为中国大陆地区用户提供区块链技术研发和应用类资讯信息，集行业咨询、研究和教育培训等服务于一体。总部位于中国北京，将继续由火币中国业务团队负责运营。
At the same time, Li Lin, the founder of the currency network, has stated that it is now operating at a global level, such as a China-wide military station, a China-based company for block-chain technology applications and development, serving a large number of Chinese customers, promoting the development of block-chain technology in China, and launching a new domain name. In addition, the currency bank, through investment and cooperation, has obtained a license plate for the world’s digital asset transactions, which will enter the overseas market.
海外推出点对点
Roll-out point-to-point
投资者只能场外交易
对于国内投资者而言，由于国内交易平台被关，只能转向场外交易，而火币网、币行等将基于海外交易平台，面向全球法币，推出点对点的场外交易服务。11月2日，OKEx发布公告称上线C2C服务，也就是场外交易服务。
For domestic investors, because domestic trading platforms are shut down, they can only switch to off-site transactions, while the gunnet, currency lines, etc., will be based on overseas trading platforms, oriented towards global French currency, and will launch point-to-point off-site trading services. On November 2, OKEx issued an announcement calling online C2C services, i.e. off-site trading services.
而场外交易往往没有国界限制，相关平台可以面向全球提供服务。据近日国家互金专委会发布的《比特币场外交易监测报告》显示，目前国内用户常用的比特币场外交易平台4家，均在海外，分别是LocalBitcoins、Paxful、CoinCola以及BitcoinWorld。
Out-of-the-counter transactions often have no borders, and the relevant platforms can provide services globally. According to the recently released Bitcoin Out-of-the-Street Transaction Monitoring Report, four of the Bitcoin out-of-the-field trading platforms currently used by domestic users are overseas, including Local Bitcoins, Paxful, CoinCola, and BitcoinWorld.
据OKEx公告显示，用户可以随时按OKEx指数价格上浮或下浮一定比例来买入或卖出比特币，交易对手为商家，配单成功以后给商家转账本地法币，即可完成交易，投资区采用法币进法币出，数字资产进数字资产出的运营策略，即无论用户或商家，充进N个比特币，只能提走N个比特币，多余的部分只能卖出为法币。另外，开放交易区定位于购买比特币有提现需求的用户。用户可以自己决定买入或卖出价格，用户和商家之前自由选择成交。
According to the OKEx bulletin, users can buy or sell bitcoins at any time at a rate up or down in the value of the OKEx index, the counterparty being the comptoir, transferring local coins to the comptoir when the order is successful, completing the transaction, the investment area using French currency in and out, the business strategy of adding digital assets to digital assets, i.e. either the user or the dealer, filling Nbitco with only Nbitco, and selling the excess with French coins. In addition, the open trading area is located at a user that buys bitcoins with demand.
苏宁金融研究院互联网金融中心主任薛洪言认为，从业务模式上看，C2C点对点服务与此前的交易所交易模式明显不同，之前是投资者把钱充值至交易所在银行开立的对公账户，然后在平台内部进行虚拟货币的买卖；而C2C模式下，平台上集聚了大量的买方和卖方，双方自主确定价格、自主成交，资金直接由买方转账至卖方账户，平台不接触资金，可视作点对点场外撮合交易模式。
According to the Director of the Centre for Internet Finance at the Suning Institute of Finance, C2C point-to-point services, according to the business model, were significantly different from the previous exchange mode, which was followed by investors charging the money to the exchange's bank-to-bank counterpart account and then buying and selling virtual money within the platform; while C2C models, the platform brought together a large number of buyers and sellers, with the parties determining prices and dealings autonomously, with the funds transferred directly from the buyer to the seller's account and without the platform having access to the funds, could be considered as a point-to-point match-to-place mode.
“如果只是面对海外市场的话，做一个交易所就可以了，C2C服务是没有必要的，所以更多的还是面向国内的投资者，国内关闭了交易所，业务需要转向海外，平台为了规避监管推出C2C服务。”在资深数字货币研究员肖磊看来，国内投资者有币的话可以转到海外市场交易，没有币的话就会涉及一些海外开户的流程，充值的话还要涉及到人民币如何转出去的问题，小额资金转出的话还好，大额的话可能就会受到国家的监测。
“If one exchange is only in the face of an overseas market, there is no need for C2C services, so it is more open to domestic investors, it is closed at home, business needs to move overseas, and the platform offers C2C services in order to avoid regulation.” In the view of Senior Digital Currency Researcher Xiao Xiao Xiao, domestic investors can switch to overseas markets if they have money, and if there is no currency, some of the offshore opening processes will be involved, and the full value will have to deal with how the renminbi is transferred, and it will be good if the small money is transferred and the large amount will be monitored by the State.
场外交易风险犹存
未来比特币何去何从 Where's the future bitcoin from 对于比特币未来发展，薛洪言认为，期货产品上线本身也标志着主流金融市场开始接纳比特币等虚拟货币投资品，对于虚拟货币而言具有比较重大的利好意义，可能会加速比特币的价格上涨。从产品属性自身来看，期货产品的上线会增加市场的短期波动性，但不会影响长期走势。 For the future development of Bitcoin, Xue Hongxi argues that the uplinking of futures products itself marks the beginning of the admission of virtual currency investments, such as bitcoins, in mainstream financial markets, and is more than beneficial for virtual currencies, and may accelerate the price increase in bitcoins. Given the product properties themselves, the uplinking of futures products increases the short-term volatility of markets, but does not affect long-term trends. 肖磊表示，芝加哥商品交易所上线比特币的意义很大，因为期货是全球都非常主流的交易品种，加入期货市场的话，也就是被主流金融市场接纳，会有更多的金融机构，或者比较大的对冲资金进入比特币市场，加快比特币的流动。另外，从期货做空来说，可能会对比特币价格造成一定的波动，但在市场人气这么旺的时候，做空的成本会很大。长期来看，推出比特币期货，有利于平抑比特币的价格波动。 Shaw said that the Chicago Commodity Exchange’s front line of Bitcoin was of great significance, because futures were a very dominant global variety, and if they were admitted to the futures market, that is, to mainstream financial markets, there would be more financial institutions, or speed up the movement of bitcoin than larger hedge funds into the Bitcoin market. Moreover, in terms of futures, there might be some volatility in the price of bitcoin, but the cost of doing so would be great when the market was so popular. 针对C2C模式，薛洪言表示，对于投资者而言，C2C交易平台的出现便利了虚拟货币买卖行为，降低了撮合成交成本，对平台而言，则可视作禁令后的一种转型和模式探索。 In response to the C2C model, Xue Hongsheng stated that, for investors, the emergence of the C2C trading platform facilitated virtual currency trading and reduced the cost of synthesizing transactions, which could be considered a post-ban transition and model exploration for the platform. 肖磊认为，平台如果做到公开透明，做好备案的话，是可以屏蔽掉一些非常低级的风险，欺诈会少一些，也有利于把地下交易阳光化一些。OKEx的公告中也表明，如果有诈骗的行为，则会被封停账户。 Shaw argued that if the platform were to be transparent and recordable, it could block some very low-level risks, fraud would be less, and it would help to sunn down underground transactions. The OKEx bulletin also indicates that if there was a fraud, the account would be closed down. 不过，在分析人士看来，比特币场外交易仍存在较大风险。国家互金专委会报告显示，从BTC-CNY（比特币对人民币）场外交易使用的人民币支付手段来看，2017年以来，通过Paxful完成的BTC-CNY场外交易中，96.3%的交易订单通过支付宝完成人民币转账，2.7%的订单通过微信支付完成人民币转账，其次是Itunes礼品卡，占比0.56%。 According to analysts, however, transactions outside Bitcoin still pose a significant risk. According to the report of the National Commission for the Expedition of Funds, according to the means of payment of the renminbi used in BTC-CNY (bitcoin vs. renminbi) off-site transactions, 96.3 per cent of the BTC-CNY off-site transactions completed through Paxful since 2017 have been carried out through the payment of treasures, 2.7 per cent through micro-payments, followed by Itunes gift cards, which account for 0.56 per cent. 同时，国家互金专委会也指出，随着比特币的深入发展，场外交易活跃度日益提升。场外交易对手双方匿名性强，交易支付渠道众多，且可能存在欺诈交易隐患。国家互联网金融风险分析技术平台将持续监测。 At the same time, the National Commission on the Exchange of Funds noted that, as Bitcoin developed further, off-site transactions are becoming more active. The parties to the off-site transaction are more anonymous, there are many channels for transaction payments, and there is a risk of fraudulent transactions. 北京商报记者 岳品瑜 实习记者 张弛 Beijing Business Journalist, Yoon Yu, intern journalist, Zhang Xian. 
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